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Kent Younce meets with industry leaders and experts in finance and economics. He is seen here with Dr. Harold Black, Professor of Finance at the University of Tennessee and pioneer in economic theory.


Security Finance
Executive Vice President
Government and Public Relations


Kent Younce has a long-standing history in the traditional consumer installment loan industry. He has held key positions and been responsible for working in Washington, DC on behalf of the installment loan industry and is known as a leader and spokesperson.
 
Background:
As a young man, Kent Younce had dreams of going to college, but the resources were just not there for him growing up in Boone, NC. He had a relative in the finance business who encouraged him to explore the possibilities of working in this field. He began at the bottom and had to work himself up the ladder, yet he loved the work and found it was in perfect alignment with his goals and desires to help people. That same goal of helping others has kept Kent Younce active in this industry for more than four decades.

Career with Security Finance
1965 – Manager Trainee, Jefferson City, TN Branch
1965 – 1966 Manager Trainee, Clover, SC Branch
1966 – Manager, LaFollette TN Branch
1971 – State Supervisor, Oklahoma (opened 10 offices while there)
1973 – State Supervisor, Tennessee
1988 – Vice President of Operations for Georgia & Tennessee
1996 – Executive Vice President of Operations for Louisiana, Missouri, Oklahoma & Tennessee
2007 – Executive Vice President of Government and Public Relations, Headquarters

Kent has been employed by Security Finance for 46 years. At the tender age of 19, Kent started out on the ground floor as a Manager Trainee at a Security Finance branch office in Jefferson City, TN. Working his way up through the company, and learning all he could along the way, he eventually became Security’s Executive Vice President of Operations, and has gone on to become their Executive Vice President of Government and Public Relations—a role which he is very grateful to serve in because it allows him to stand up for an often unfairly represented segment of the population. He has had the privilege of serving in this capacity for the past four years and travels in this capacity from his home in Tennessee to Washington on a regular basis.

In this role, Kent is in charge of overseeing any legislation, on a state and national level that would affect consumer installment lending in the 16 states that Security operates in. He also handles dealing with the news media that involve legislation and public image.

On the Home Front:
Born & Raised – Boone, North Carolina
1965 – Jefferson City, Tennessee
1965 – Clover, South Carolina
1966 – LaFollette, Tennessee
1971 – Okmulgee, Oklahoma
1977 – Morristown, Tennessee
1977 – Today – LaFollette, Tennessee

On a personal level, Kent Younce keeps very busy with civic duties he has taken at home and across many states, as well as being active with his local church. In his spare time, he enjoys golfing and boating with his wife of 44 years, and spending quality time with their two sons and three granddaughters.

Over the years that he has worshiped at the First Baptist Church of LaFollette, Kent has served as the Chairman of the Personnel Committee and the Nominating Committee. He currently serves as the Chairman of their Finance Committee.

Civic Appointments & Volunteer Positions:
1983- Present – Chairman, Legislative Committee, Board of Directors, Tennessee Independent Finance Association
1996 – 2004: Member of the Board, Oklahoma Consumer Finance Association
2000 – 2004: Member of the Board of Directors, Missouri Finance Institute
2001 – Present: Member, Board of Governors, Louisiana Financial Association
2006 – Present: Member, Board of Directors, Georgia Industrial Loan Association
2006 – Present: Chairman, LaFollette Utility Board, LaFollette, Tennessee
2009 – Present: Member, Election Commission, State of Tennessee
2008 – Present: Committee Member, Committee of Commerce, Insurance and Economic Development, American Legislative Exchange Council
In the State of Tennessee:
2006 – Present: Chairman, LaFollette Utility Board, LaFollette, Tennessee
In 2006, Kent was appointed by the LaFollette City Council for a 5-year term to the Utility Board and was subsequently elected by fellow board members to be the Chairman. The Utility Board sets the policies and rates for electric, water and sewer services for customers of LaFollette.
2009 – Present: Member, Election Commission, State of Tennessee
After an initial term of 2 years on the Election Commission for state of Tennessee, Kent was recently reappointed for 4 years. In this role, he serves his community by overseeing the Election Commission in 95 counties. He has personally appointed 3 of 5 Election Commissioners in 24 of those counties. Overall, the commission also deals with irregularities and problems that arise during the course of an election cycle.
1984 – Present: Chairman, Legislative Committee, Board of Directors, Tennessee Independent Finance Association

Kent has also been the Chairman for the Legislative Committee on the Board of Directors for the Tennessee Independent Finance Association for 30 years.
“I feel it’s an integral part of my civic duty to give back to the community in which I live and have raised my family. I want to give back a little of what the community has given to me. Ensuring fair utility rates for my neighbors is just one small way I feel I can tangibly do that – that’s why I’ve gotten personally involved. And on a bigger scale, by serving on the Election Commission, I can make sure the people’s vote is counted – it is very important that the election process maintain the integrity of the voter’s privilege and I want to do everything I can to see that it continues for generations to come.”

For the State of Georgia:
2006 – Present: Member, Board of Directors, Georgia Industrial Loan Association
Kent has served on the Board of Directors for the Georgia Industrial Loan Association for the last 5 years. In this capacity he works with other members of the board to make sure that the installment loan industry maintains a good reputation and good relationship with regulators as well as the Georgia Legislature. The purpose of the association is to keep credit available at a fair and reasonable rate to consumers, and thereby help to maintain a healthy economy for the state of Georgia.
 
For the State of Louisiana, Oklahoma & Missouri:
2001 – Present: Member, Board of Governors, Louisiana Financial Association
1996 – 2004: Member of the Board of Directors, Oklahoma Consumer Finance Association
2000 – 2004: Member of the Board of Directors, Missouri Finance Institute
Having one of the most vibrant consumer installment loans industries in the United States, Louisiana leads the nation in the installment loan industry in providing jobs for employees as well as keeping credit available to its customers to sustain a healthy economy. 10 years ago, Kent was elected to serve on the Board of Governors for the Louisiana Financial Association – a position that he still holds today. Kent served in the same capacity for the state of Oklahoma from 1996-2004 and 2000-2004 in the state of Missouri.

While holding these positions, he has been responsible for maintaining a good working relationship with industry regulators as well as the state Legislatures. The state boards review legislative activities, ethical concerns, and encourage association membership.

“Ignorance is not bliss – because I was never able to attend university myself, I have made it a point to gain as much knowledge and wisdom as I could over the years. So, overseeing a financial literacy course for Louisiana Financial Association customers has been one of the most fulfilling aspects of these terms of service.”

And Nationally:
2008 – Present – Committee Member, Committee of Commerce, Insurance and Economic Development, American Legislative Exchange Council

As a member of the American Legislative Exchange Council for the last 4 years, Kent has served on the Committee of Commerce, Insurance and Economic Development. In this capacity, Kent has worked to develop model state legislation in these specific areas. Once their suggested legislation has been tested in various states, it has then been recommended on a federal level.

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